Shopping Safely Online

Why do online shoppers have to take special precautions?

The Internet offers a convenience that is not available from any other shopping outlet. From the comfort of your home, you can search for items from countless vendors, compare prices with a few simple mouse clicks, and make purchases without waiting in line. However, the Internet is also convenient for attackers, giving them multiple ways to access the personal and financial information of unsuspecting shoppers. Attackers who are able to obtain this information may use it for their own financial gain, either by making purchases themselves or by selling the information to someone else.

How do attackers target online shoppers?

There are three common ways that attackers can take advantage of online shoppers:

* Targeting vulnerable computers - If you do not take steps to protect your computer from viruses or other malicious code, an attacker may be able to gain access to your computer and all of the information on it. It is also important for vendors to protect their computers to prevent attackers from accessing customer databases.

* Creating fraudulent sites and email messages - Unlike traditional shopping, where you know that a store is actually the store it claims to be, attackers can create malicious web sites that mimic legitimate ones or create email messages that appear to have been sent from a legitimate source. Charities may also be misrepresented in this way, especially after natural disasters or during holiday seasons. Attackers create these malicious sites and email messages to try to convince you to supply personal and financial information.

* Intercepting insecure transactions - If a vendor does not use encryption, an attacker may be able to intercept your information as it is being transmitted.

How can you protect yourself?

* Use and maintain anti-virus software, a firewall, and anti-spyware software - Protect yourself against viruses and Trojan horses that may steal or modify the data on your own computer and leave you vulnerable by using anti-virus software and a firewall. Make sure to keep your virus definitions up to date. Spyware or adware hidden in software programs may also give attackers access to your data, so use a legitimate anti-spyware program to scan your computer and remove any of these files.

* Keep software, particularly your web browser, up to date - Install software patches so that attackers cannot take advantage of known problems or vulnerabilities. Many operating systems offer automatic updates. If this option is available, you should enable it.

* Evaluate your software's settings - The default settings of most software enable all available functionality. However, attackers may be able to take advantage of this functionality to access your computer. It is especially important to check the settings for software that connects to the Internet (browsers, email clients, etc.). Apply the highest level of security available that still gives you the functionality you need.

* Do business with reputable vendors - Before providing any personal or financial information, make sure that you are interacting with a reputable, established vendor. Some attackers may try to trick you by creating malicious web sites that appear to be legitimate, so you should verify the legitimacy before supplying any information. Locate and note phone numbers and physical addresses of vendors in case there is a problem with your transaction or your bill.

* Take advantage of security features - Passwords and other security features add layers of protection if used appropriately.

* Be wary of emails requesting information - Attackers may attempt to gather information by sending emails requesting that you confirm purchase or account information. Legitimate businesses will not solicit this type of information through email.

* Check privacy policies - Before providing personal or financial information, check the web site's privacy policy. Make sure you understand how your information will be stored and used.

* Make sure your information is being encrypted - Many sites use SSL, or secure sockets layer, to encrypt information. Indications that your information will be encrypted include a URL that begins with "https:" instead of "http:" and a lock icon in the bottom right corner of the window.

* Use a credit card - Unlike debit cards, credit cards may have a limit on the monetary amount you will be responsible for paying if your information is stolen and used by someone else. You can further minimize damage by using a single credit card with a low credit line for all of your online purchases.

* Check your statements - Keep a record of your purchases and copies of confirmation pages, and compare them to your bank statements. If there is a discrepancy, report it immediately.

Understanding Voice over Internet Protocol (VoIP)

What is voice over internet protocol (VoIP)?
Voice over internet protocol (VoIP), also known as IP telephony, allows you to use your internet connection to make telephone calls. Instead of relying on an analog line like traditional telephones, VoIP uses digital technology and requires a high-speed broadband connection such as DSL or cable. There are a variety of providers who offer VoIP, and they offer different services. The most common application of VoIP for personal or home use is internet-based phone services that rely on a telephone switch. With this application, you will still have a phone number, will still dial phone numbers, and will likely have an adapter that allows you to use a regular telephone. The person you are calling will not likely notice a difference from a traditional phone call. Some service providers also offer the ability to use your VoIP adapter any place you have a high-speed internet connection, allowing you to take it with you when you travel.

What are the security implications of VoIP?
Because VoIP relies on your internet connection, it may be vulnerable to any threats and problems that face your computer. The technology is still new, so there is some controversy about the potential for attack, but VoIP could make your telephone vulnerable to viruses and other malicious code. Attackers may be able to perform activities such as intercepting your communications, eavesdropping, conducting effective phishing attacks by manipulating your caller ID, and causing your service to crash. Activities that consume a large amount of network resources, like large file downloads, online gaming, and streaming multimedia, will also affect your VoIP service.
There are also inherent problems to routing your telephone over your broadband connection. Unlike traditional telephone lines, which operate despite an electrical outage, if you lose power, your VoIP may be unavailable. There are also concerns that home security systems or emergency numbers such as 911 may not work properly.

How can you protect yourself?
Keep software up to date - If the vendor releases patches for the software operating your device, install them as soon as possible. These patches may be called firmware updates. Installing them will prevent attackers from being able to take advantage of known problems or vulnerabilities.
Use and maintain anti-virus software - Anti-virus software recognizes and protects your computer against most known viruses. However, attackers are continually writing new viruses, so it is important to keep your anti-virus software current.
Take advantage of security options - Some service providers may offer encryption as one of their services. If you are concerned about privacy and confidentiality, you may want to consider this and other available options.
Install or enable a firewall - Firewalls may be able to prevent some types of infection by blocking malicious traffic before it can enter your computer. Some operating systems actually include a firewall, but you need to make sure it is enabled.
Evaluate your security settings - Both your computer and your VoIP equipment/software offer a variety of features that you can tailor to meet your needs and requirements. However, enabling certain features may leave you more vulnerable to being attacked, so disable any unnecessary features. Examine your settings, particularly the security settings, and select options that meet your needs without putting you at increased risk.

Using Instant Messaging and Chat Rooms Safely

What are the differences between some of the tools used for real-time communication?
Instant messaging (IM) - Commonly used for recreation, instant messaging is also becoming more widely used within corporations for communication between employees. IM, regardless of the specific software you choose, provides an interface for individuals to communicate one-on-one.

Chat rooms - Whether public or private, chat rooms are forums for particular groups of people to interact. Many chat rooms are based upon a shared characteristic; for example, there are chat rooms for people of particular age groups or interests. Although most IM clients support "chats" among multiple users, IM is traditionally one-to-one while chats are traditionally many-to-many.

Bots - A "chat robot," or "bot," is software that can interact with users through chat mechanisms, whether in IM or chat rooms. In some cases, users may be able to obtain current weather reports, stock status, or movie listings. In these instances, users are often aware that they are not interacting with an actual human. However, some users may be fooled by more sophisticated bots into thinking the responses they are receiving are from another person.
There are many software packages that incorporate one or more of these capabilities. A number of different technologies might be supported, including IM, Internet Relay Chat (IRC), or Jabber.
What are the dangers?
Identities can be elusive or ambiguous - Not only is it sometimes difficult to identify whether the "person" you are talking to is human, but human nature and behavior isn't predictable. People may lie about their identity, accounts may be compromised, users may forget to log out, or an account may be shared by multiple people. All of these things make it difficult to know who you're really talking to during a conversation.

Users are especially susceptible to certain types of attack - Trying to convince someone to run a program or click on a link is a common attack method, but it can be especially effective through IM and chat rooms. In a setting where a user feels comfortable with the "person" he or she is talking to, a malicious piece of software or an attacker has a better chance of convincing someone to fall into the trap (see Avoiding Social Engineering and Phishing Attacks for more information).

You don't know who else might be seeing the conversation - Online interactions are easily saved, and if you're using a free commercial service the exchanges may be archived on a server. You have no control over what happens to those logs. You also don't know if there's someone looking over the shoulder of the person you're talking to, or if an attacker might be "sniffing" your conversation.

The software you're using may contain vulnerabilities - Like any other software, chat software may have vulnerabilities that attackers can exploit.

Default security settings may be inappropriate - The default security settings in chat software tend to be relatively permissive to make it more open and "usable," and this can make you more susceptible to attacks.
How can you use these tools safely?
Evaluate your security settings - Check the default settings in your software and adjust them if they are too permissive. Make sure to disable automatic downloads. Some chat software offers the ability to limit interactions to only certain users, and you may want to take advantage of these restrictions.

Be conscious of what information you reveal - Be wary of revealing personal information unless you know who you are really talking to. You should also be careful about discussing anything you or your employer might consider sensitive business information over public IM or chat services (even if you are talking to someone you know in a one-to-one conversation).

Try to verify the identity of the person you are talking to, if it matters - In some forums and situations, the identity of the "person" you are talking to may not matter. However, if you need to have a degree of trust in that person, either because you are sharing certain types of information or being asked to take some action like following a link or running a program, make sure the "person" you are talking to is actually that person.

Don't believe everything you read - The information or advice you receive in a chat room or by IM may be false or, worse, malicious. Try to verify the information or instructions from outside sources before taking any action.

Keep software up to date - This includes the chat software, your browser, your operating system, your mail client, and, especially, your anti-virus software (see Understanding Patches and Understanding Anti-Virus Software for more information).

Wireless Network

How do wireless networks work?

As the name suggests, wireless networks, sometimes called WiFi, allow you to connect to the internet without relying on wires. If your home, office, airport, or even local coffee shop has a wireless connection, you can access the network from anywhere that is within that wireless area.

Wireless networks rely on radio waves rather than wires to connect computers to the internet. A transmitter, known as a wireless access point or gateway, is wired into an internet connection. This provides a "hotspot" that transmits the connectivity over radio waves. Hotspots have identifying information, including an item called an SSID (service set identifier), that allow computers to locate them. Computers that have a wireless card and have permission to access the wireless frequency can take advantage of the network connection. Some computers may automatically identify open wireless networks in a given area, while others may require that you locate and manually enter information such as the SSID.

What security threats are associated with wireless networks?

Because wireless networks do not require a wire between a computer and the internet connection, it is possible for attackers who are within range to hijack or intercept an unprotected connection. A practice known as wardriving involves individuals equipped with a computer, a wireless card, and a GPS device driving through areas in search of wireless networks and identifying the specific coordinates of a network location. This information is then usually posted online. Some individuals who participate in or take advantage of wardriving have malicious intent and could use this information to hijack your home wireless network or intercept the connection between your computer and a particular hotspot.

What can you do to minimize the risks to your wireless network?

• Change default passwords - Most network devices, including wireless access points, are pre-configured with default administrator passwords to simplify setup. These default passwords are easily found online, so they don't provide any protection. Changing default passwords makes it harder for attackers to take control of the device.
  
• Restrict access - Only allow authorized users to access your network. Each piece of hardware connected to a network has a MAC (media access control) address. You can restrict or allow access to your network by filtering MAC addresses. Consult your user documentation to get specific information about enabling these features. There are also several technologies available that require wireless users to authenticate before accessing the network.
  
• Encrypt the data on your network - WEP (Wired Equivalent Privacy) and WPA (Wi-Fi Protected Access) both encrypt information on wireless devices. However, WEP has a number of security issues that make it less effective than WPA, so you should specifically look for gear that supports encryption via WPA. Encrypting the data would prevent anyone who might be able to access your network from viewing your data.
  
• Protect your SSID - To avoid outsiders easily accessing your network, avoid publicizing your SSID. Consult your user documentation to see if you can change the default SSID to make it more difficult to guess.
  
• Install a firewall - While it is a good security practice to install a firewall on your network, you should also install a firewall directly on your wireless devices (a host-based firewall). Attackers who can directly tap into your wireless network may be able to circumvent your network firewall—a host-based firewall will add a layer of protection to the data on your computer.
  
• Maintain anti-virus software - You can reduce the damage attackers may be able to inflict on your network and wireless computer by installing anti-virus software and keeping your virus definitions up to date. Many of these programs also have additional features that may protect against or detect spyware and Trojan horses.

Denial Of Service(DOS ATTACK)

What is a denial-of-service (DoS) attack?
In a denial-of-service (DoS) attack, an attacker attempts to prevent legitimate users from accessing information or services. By targeting your computer and its network connection, or the computers and network of the sites you are trying to use, an attacker may be able to prevent you from accessing email, web sites, online accounts (banking, etc.), or other services that rely on the affected computer.
The most common and obvious type of DoS attack occurs when an attacker "floods" a network with information. When you type a URL for a particular web site into your browser, you are sending a request to that site's computer server to view the page. The server can only process a certain number of requests at once, so if an attacker overloads the server with requests, it can't process your request. This is a "denial of service" because you can't access that site.
An attacker can use spam email messages to launch a similar attack on your email account. Whether you have an email account supplied by your employer or one available through a free service such as Yahoo or Hotmail, you are assigned a specific quota, which limits the amount of data you can have in your account at any given time. By sending many, or large, email messages to the account, an attacker can consume your quota, preventing you from receiving legitimate messages.
What is a distributed denial-of-service (DDoS) attack?
In a distributed denial-of-service (DDoS) attack, an attacker may use your computer to attack another computer. By taking advantage of security vulnerabilities or weaknesses, an attacker could take control of your computer. He or she could then force your computer to send huge amounts of data to a web site or send spam to particular email addresses. The attack is "distributed" because the attacker is using multiple computers, including yours, to launch the denial-of-service attack.
How do you avoid being part of the problem?
Unfortunately, there are no effective ways to prevent being the victim of a DoS or DDoS attack, but there are steps you can take to reduce the likelihood that an attacker will use your computer to attack other computers:
Install and maintain anti-virus software (see Understanding Anti-Virus Software for more information).
Install a firewall, and configure it to restrict traffic coming into and leaving your computer (see Understanding Firewalls for more information).
Follow good security practices for distributing your email address (see Reducing Spam for more information). Applying email filters may help you manage unwanted traffic.
How do you know if an attack is happening?
Not all disruptions to service are the result of a denial-of-service attack. There may be technical problems with a particular network, or system administrators may be performing maintenance. However, the following symptoms could indicate a DoS or DDoS attack:
unusually slow network performance (opening files or accessing web sites)
unavailability of a particular web site
inability to access any web site
dramatic increase in the amount of spam you receive in your account
What do you do if you think you are experiencing an attack?
Even if you do correctly identify a DoS or DDoS attack, it is unlikely that you will be able to determine the actual target or source of the attack. Contact the appropriate technical professionals for assistance.
If you notice that you cannot access your own files or reach any external web sites from your work computer, contact your network administrators. This may indicate that your computer or your organization's network is being attacked.
If you are having a similar experience on your home computer, consider contacting your Internet service provider (ISP). If there is a problem, the ISP might be able to advise you of an appropriate course of action